How FetcherPay Works

One gateway, multiple rails. We normalize auth, capture, settle, and reconcile across ACH, RTP, cards, and crypto with intelligent routing.

Integrate

Use our REST API or SDK to create payments and webhooks

Route

We pick the best rail per transaction and merchant preferences

Settle

Funds move instantly with unified events and ledger entries

Reconcile

View payouts and disputes in unified dashboard

Why Choose FetcherPay?

Stop losing money to high processing fees and slow settlements.

87%

Cost Reduction

vs traditional card processing

3.2s

Avg Settlement

vs 2-3 days with cards

99.7%

Success Rate

with intelligent routing

Get Started Today

Choose your industry to see a tailored implementation guide.

Retail & Convenience Store

5 min setup

QR codes, tap-to-pay, and online checkout. Perfect for fuel stations and convenience stores.

POS integration

QR code payments

Fleet cards support

Save $290 per $10K in sales

Get Started

Healthcare Clinic

10 min setup

Copay collection, patient payments, and insurance settlements with HIPAA compliance.

HIPAA compliant

Copay collection

Payment plans

Reduce processing by 85%

Get Started

Restaurant & QSR

15 min setup

Fast table payments, online ordering, and tip handling for restaurants.

Table-side payments

Online ordering

Split bills

Faster table turns

Get Started

Ready to Reduce Your Payment Costs?

Start saving on payment processing today with FetcherPay's unified API.

Join Waitlist Book Demo